State College, PA - Centre County - Central Pennsylvania - Home of Penn State University

Judy Loy

Judy Loy, ChFCâ, is a Registered Investment Advisor and CEO at Nestlerode & Loy Investment Advisors, State College, Pa. A graduate of Penn State University, Loy has been with the firm since 1992, assisting clients with retirement planning, brokerage services and investment advice. She can be reached at jloy@nestlerode.com.

Articles by Judy Loy

Beware the Regulation
Column
Beware the Regulation
2 weeks ago - StateCollege.com - Judy Loy
No business or person is perfect and there are plenty of gray areas, but a majority of financial advisors, police officers and other everyday good people are in their careers for the right reasons. It is merely the bad apples who get the headlines. [Read More]
The Pokémon Are Coming!
Column
The Pokémon Are Coming!
6 weeks ago - StateCollege.com - Judy Loy
Estimates put the revenue from Pokemon Go in-app purchases at $1.6 million in daily revenue. In contrast to most mobile games where about 3 percent of players spend money, 20 percent of the Nintendo AR players are spending real money in the game. [Read More]
Financial Literacy for Children
Column
Financial Literacy for Children
10 weeks ago - StateCollege.com - Judy Loy
Parents who start early to show and teach their child good financial habits will help their child become confident about making smart financial decisions well into the future. [Read More]
Keeping an Eye on Inflation
Column
Keeping an Eye on Inflation
14 weeks ago - StateCollege.com - Judy Loy
Since the great recession of December 2007 to June 2009, U.S. interest rates have been kept artificially low to invigorate the economy. Rates were kept at zero until December of last year when the Fed raised by 25 basis points, which was the first rate increase since 2006. [Read More]
Crisis Management 101: Emergency Savings
Column
Crisis Management 101: Emergency Savings
18 weeks ago - StateCollege.com - Judy Loy
As financial advisors, we are often asked about debt, retirement or college planning. However, one of the primary ways to improve your financial situation is to plan for the unexpected. [Read More]
Common Retirement Myths That Can Cost You
Column
Common Retirement Myths That Can Cost You
22 weeks ago - StateCollege.com - Judy Loy
During her 24 years in investment advisory, Judy Loy has helped many people with retirement planning and has seen many of the misconceptions and uncertainties they have about how to retire successfully. [Read More]
Is Big Brother Watching Us?
Column
Is Big Brother Watching Us?
26 weeks ago - StateCollege.com - Judy Loy
With the FBI asking Apple to write code to unlock a suspected terrorist's phone, columnist Judy Loy considers what we're giving up when we trade privacy for security. [Read More]
Stay the Course
Column
Stay the Course
30 weeks ago - StateCollege.com - Judy Loy
The good news is a long-term bull trend is in play and declines in stocks are a natural, normal part of the investing process. If investing in stocks was easy and there was no risk, there would be no returns. [Read More]
The Consumer: Why 2016 is Poised for a Bull Stock Market
Column
The Consumer: Why 2016 is Poised for a Bull Stock Market
34 weeks ago - StateCollege.com - Judy Loy
The first trading day of 2016 was a doozy. I awoke to my iPhone alarm and updates from CNN Money and CNBC. The good news is that 2016 is poised to resume the long-term bull market of which we are still in the midst. Why? Because of you. [Read More]
Demographics Changing the World
Column
Demographics Changing the World
38 weeks ago - StateCollege.com - Judy Loy
With changing demographics, there will be less people in the workforce and with less supply, prices will go up. Workers will have the power to demand wage increases and reverse the long trend of the riches only going to the rich. [Read More]
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