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Judy Loy

Judy Loy, ChFCâ, is a Registered Investment Advisor and CEO at Nestlerode & Loy Investment Advisors, State College, Pa. A graduate of Penn State University, Loy has been with the firm since 1992, assisting clients with retirement planning, brokerage services and investment advice. She can be reached at jloy@nestlerode.com.

Articles by Judy Loy

Crisis Management 101: Emergency Savings
Column
Crisis Management 101: Emergency Savings
2 days ago - StateCollege.com - Judy Loy
As financial advisors, we are often asked about debt, retirement or college planning. However, one of the primary ways to improve your financial situation is to plan for the unexpected. [Read More]
Common Retirement Myths That Can Cost You
Column
Common Retirement Myths That Can Cost You
4 weeks ago - StateCollege.com - Judy Loy
During her 24 years in investment advisory, Judy Loy has helped many people with retirement planning and has seen many of the misconceptions and uncertainties they have about how to retire successfully. [Read More]
Is Big Brother Watching Us?
Column
Is Big Brother Watching Us?
8 weeks ago - StateCollege.com - Judy Loy
With the FBI asking Apple to write code to unlock a suspected terrorist's phone, columnist Judy Loy considers what we're giving up when we trade privacy for security. [Read More]
Stay the Course
Column
Stay the Course
12 weeks ago - StateCollege.com - Judy Loy
The good news is a long-term bull trend is in play and declines in stocks are a natural, normal part of the investing process. If investing in stocks was easy and there was no risk, there would be no returns. [Read More]
The Consumer: Why 2016 is Poised for a Bull Stock Market
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The Consumer: Why 2016 is Poised for a Bull Stock Market
16 weeks ago - StateCollege.com - Judy Loy
The first trading day of 2016 was a doozy. I awoke to my iPhone alarm and updates from CNN Money and CNBC. The good news is that 2016 is poised to resume the long-term bull market of which we are still in the midst. Why? Because of you. [Read More]
Demographics Changing the World
Column
Demographics Changing the World
20 weeks ago - StateCollege.com - Judy Loy
With changing demographics, there will be less people in the workforce and with less supply, prices will go up. Workers will have the power to demand wage increases and reverse the long trend of the riches only going to the rich. [Read More]
Quick Change on Social Security
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Quick Change on Social Security
24 weeks ago - StateCollege.com - Judy Loy
There were many strategies that couples could use to claim at full retirement and still maximize their higher earner’s benefit at 70. Sadly, in a quick move by Congress, most of the social security strategies were eliminated in the budget compromise without any warning or discussion. [Read More]
The Case for Crude
Column
The Case for Crude
32 weeks ago - StateCollege.com - Judy Loy
A bill that I have been anticipating is reaching the U.S. House of Representatives most likely this month. The bill proposes lifting the four-decade ban on U.S. crude oil exports. This produces many questions for the general populace. [Read More]
Logic vs. Emotions
Column
Logic vs. Emotions
36 weeks ago - StateCollege.com - Judy Loy
Do you go to Starbucks three times a week? Maybe cut back to three times a month and put the cost savings into retirement. Take stock of the financial choices that you make. Do you really need the big house (or the big mortgage that goes with it)? [Read More]
Municipal Issues and Your Wallet
Column
Municipal Issues and Your Wallet
40 weeks ago - StateCollege.com - Judy Loy
The numbers and issues raised were compiled by Pennsylvania's Institute of Certified Public Accountants and state officials estimate that each taxpayer in Pennsylvania would have to contribute $13,000 to wipe out the debt. [Read More]
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