State College, PA - Centre County - Central Pennsylvania - Home of Penn State University

Judy Loy

Judy Loy, ChFCâ, is a Registered Investment Advisor and CEO at Nestlerode & Loy Investment Advisors, State College, Pa. A graduate of Penn State University, Loy has been with the firm since 1992, assisting clients with retirement planning, brokerage services and investment advice. She can be reached at jloy@nestlerode.com.

Articles by Judy Loy

Instant Gratification and Long-Term Results
Column
Instant Gratification and Long-Term Results
4 weeks ago - StateCollege.com - Judy Loy
Our society has become one of instant gratification. The first place there may be imbalance is in spending and saving. The financial planner we use pulls together the here-and-now (net worth) and the future spending needs in retirement, college or for other financial goals. [Read More]
What to Do Before Year-End?
Column
What to Do Before Year-End?
8 weeks ago - StateCollege.com - Judy Loy
The last quarter of the year brings fall, winter, Thanksgiving and Christmas. Besides the change of seasons and holiday celebrations, people can do several things to save themselves taxes in 2016 or set themselves up for a successful 2017. [Read More]
Too Much of a Good Thing?
Column
Too Much of a Good Thing?
12 weeks ago - StateCollege.com - Judy Loy
The Nifty Fifty and the dot-com bubble illustrate the need for diversification and avoiding the lemming effect of everyone going into the same stocks. What is so different with the index funds universe? [Read More]
Beware the Regulation
Column
Beware the Regulation
16 weeks ago - StateCollege.com - Judy Loy
No business or person is perfect and there are plenty of gray areas, but a majority of financial advisors, police officers and other everyday good people are in their careers for the right reasons. It is merely the bad apples who get the headlines. [Read More]
The Pokémon Are Coming!
Column
The Pokémon Are Coming!
20 weeks ago - StateCollege.com - Judy Loy
Estimates put the revenue from Pokemon Go in-app purchases at $1.6 million in daily revenue. In contrast to most mobile games where about 3 percent of players spend money, 20 percent of the Nintendo AR players are spending real money in the game. [Read More]
Financial Literacy for Children
Column
Financial Literacy for Children
24 weeks ago - StateCollege.com - Judy Loy
Parents who start early to show and teach their child good financial habits will help their child become confident about making smart financial decisions well into the future. [Read More]
Keeping an Eye on Inflation
Column
Keeping an Eye on Inflation
28 weeks ago - StateCollege.com - Judy Loy
Since the great recession of December 2007 to June 2009, U.S. interest rates have been kept artificially low to invigorate the economy. Rates were kept at zero until December of last year when the Fed raised by 25 basis points, which was the first rate increase since 2006. [Read More]
Crisis Management 101: Emergency Savings
Column
Crisis Management 101: Emergency Savings
32 weeks ago - StateCollege.com - Judy Loy
As financial advisors, we are often asked about debt, retirement or college planning. However, one of the primary ways to improve your financial situation is to plan for the unexpected. [Read More]
Common Retirement Myths That Can Cost You
Column
Common Retirement Myths That Can Cost You
36 weeks ago - StateCollege.com - Judy Loy
During her 24 years in investment advisory, Judy Loy has helped many people with retirement planning and has seen many of the misconceptions and uncertainties they have about how to retire successfully. [Read More]
Is Big Brother Watching Us?
Column
Is Big Brother Watching Us?
40 weeks ago - StateCollege.com - Judy Loy
With the FBI asking Apple to write code to unlock a suspected terrorist's phone, columnist Judy Loy considers what we're giving up when we trade privacy for security. [Read More]
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