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Judy Loy

Judy Loy, ChFCâ, is a Registered Investment Advisor and CEO at Nestlerode & Loy Investment Advisors, State College, Pa. A graduate of Penn State University, Loy has been with the firm since 1992, assisting clients with retirement planning, brokerage services and investment advice. She can be reached at jloy@nestlerode.com.

Articles by Judy Loy

Hurricanes and Conscious Capitalism
Column
Hurricanes and Conscious Capitalism
6 days ago - StateCollege.com - Judy Loy
In the wake of Hurricanes Harvey and Irma, I saw many examples of companies ignoring the bottom line to help citizens survive, escape or rebuild. This is socially responsible capitalism at its best. [Read More]
Consider Many Factors When Choosing Retirement Plans and Options
Column
Consider Many Factors When Choosing Retirement Plans and Options
5 weeks ago - StateCollege.com - Judy Loy
Times certainly have changed with regard to building a secure retirement. Private company pensions are only available at 4 percent of companies, down from 60 percent in the early 1980s [Read More]
Did Technology Kill Inflation?
Column
Did Technology Kill Inflation?
9 weeks ago - StateCollege.com - Judy Loy
The good news for retirees is that the world is in a low inflationary environment. The main drivers for the continuing low inflation are commodity oversupply and technology. [Read More]
Welcome, Mary Jane
Column
Welcome, Mary Jane
13 weeks ago - StateCollege.com - Judy Loy
Marijuana is big business, as economists expect Pennsylvania’s medical marijuana markets to be worth $150 million in the first year, and the state has already made money on the applications. [Read More]
Always a Trade-Off
Column
Always a Trade-Off
17 weeks ago - StateCollege.com - Judy Loy
Investing and life are a series of trade-offs. Every day we are faced with a series of decisions on how to spend our resources, including time and money. [Read More]
The Economy of Dogs
Column
The Economy of Dogs
21 weeks ago - StateCollege.com - Judy Loy
The cost of owning a pet is high and so is the time that is needed. The cost of dog breeds varies by size, type and desires, but a recent study estimates the average lifetime cost of raising a dog is $23,410. [Read More]
The Persistence of Change
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The Persistence of Change
25 weeks ago - StateCollege.com - Judy Loy
Change keeps coming at home and abroad — governmentally, economically and technologically. [Read More]
Should I Use a Financial Advisor?
Column
Should I Use a Financial Advisor?
29 weeks ago - StateCollege.com - Judy Loy
Before you decide to “do it yourself,” consider your options among advisors and varying levels of assistance. If you decide a financial advisor is the right thing for you, decide what your top priorities are and find an advisor who fits you. [Read More]
You're Retiring. Now What?
Column
You're Retiring. Now What?
33 weeks ago - StateCollege.com - Judy Loy
For decades, financial planning has concentrated on preparing and saving for retirement. With the ongoing elimination of pension plans, this generation has become more responsible for their own golden years. With 401k and Individual Retirement Accounts being the majority of the Baby Boomer generatio [Read More]
What the Markets Expect from a Trump Presidency
Column
What the Markets Expect from a Trump Presidency
41 weeks ago - StateCollege.com - Judy Loy
It has been more than a month since the surprise results of the presidential election, and since Election Day the S&P 500 is up 3 percent, with many sectors gaining traction based on planned policies. President-elect Donald Trump may not be everyone’s cup of tea but so far the U.S. stock market is [Read More]
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