State College, PA - Centre County - Central Pennsylvania - Home of Penn State University

Judy Loy

Judy Loy, ChFCâ, is a Registered Investment Advisor and CEO at Nestlerode & Loy Investment Advisors, State College, Pa. A graduate of Penn State University, Loy has been with the firm since 1992, assisting clients with retirement planning, brokerage services and investment advice. She can be reached at [email protected]

Articles by Judy Loy

When It Comes to the Markets, Ignore Temporary Drama and Focus on the Long-Term
Column
When It Comes to the Markets, Ignore Temporary Drama and Focus on the Long-Term
6 days ago - StateCollege.com - Judy Loy
With all the uncertainty, what are people most concerned about with their portfolios? Two words: the election. How important is it to our economy and the markets? [Read More]
The Path for Women
Column
The Path for Women
5 weeks ago - StateCollege.com - Judy Loy
With the passing of Ruth Bader Ginsburg, I was reminded how far women have come with rights and finances. It seemed like a good time to review and refresh how far we have come and what still needs to be done. [Read More]
Back to Basics
Column
Back to Basics
9 weeks ago - StateCollege.com - Judy Loy
During a steep downturn — think March 2020 or the 2008 Great Recession — investors tend to let fear rule their decisions. When stocks rise rapidly, investors tend to get greedy going after winners after they may already be overpriced. The best thing is to stick with the basics. [Read More]
Where Are We Now?
Column
Where Are We Now?
13 weeks ago - StateCollege.com - Judy Loy
Due to COVID-19, the United States posted a negative 32.9% annualized rate of GDP for the second quarter of 2020. To put this in perspective, this is the largest drop in U.S. GDP since 1945 (the year World War II ended). In the 2008 “Great Recession,” GDP only dropped 8.4%. Of course, this GDP i [Read More]
Change, and What's Next, in a COVID-19 World
Column
Change, and What's Next, in a COVID-19 World
17 weeks ago - StateCollege.com - Judy Loy
In the last four months, things have changed drastically around the world. The COVID-19 pandemic took the United States from full unemployment to a 14.7% unemployment rate in 30 days. The markets dropped precipitously in March, hitting a low on March 23. However, the second quarter saw stocks post t [Read More]
Black Lives Matter: Addressing Financial Inequities Should Be Part of the Changes We Make
Column
Black Lives Matter: Addressing Financial Inequities Should Be Part of the Changes We Make
21 weeks ago - StateCollege.com - Judy Loy
I start this article with trepidation. I have always been a proponent of equality but stuck with what I knew: feminism. George Floyd’s death on May 25 has focused our country on an insidious problem that persists in our culture, racism. My expertise is in finance so I will concentrate on that in t [Read More]
Where Are We Now?
Column
Where Are We Now?
25 weeks ago - StateCollege.com - Judy Loy
The economy and individuals continue to struggle this year due to pandemic lockdowns preventing a normal business environment. The latest figures are staggering. [Read More]
The New 'Normal'
Column
The New 'Normal'
29 weeks ago - StateCollege.com - Judy Loy
Adding to the discomfort, there are some things you can’t control. The stock market is one of them. Stocks are a leading indicator, which is an economic factor that changes before the rest of the economy begins to go in a particular direction. Leading indicators help market observers and policymak [Read More]
Fear Leads to Economic Disruption
Column
Fear Leads to Economic Disruption
33 weeks ago - StateCollege.com - Judy Loy
Store shelves are clear of toilet paper and hand sanitizer. In one day, the stock market drops 900 points then goes up 1,000 then ends the trading day down again. “Wheel of Fortune” and “Jeopardy” are taping without studio audiences. The Federal Reserve makes a surprise rate cut. Penn State [Read More]
What’s for Dinner? The Big Business of Food Service Continues to Evolve
Column
What’s for Dinner? The Big Business of Food Service Continues to Evolve
37 weeks ago - StateCollege.com - Judy Loy
The restaurant industry has also gone through a transition from the rise of food service at convenience store, to changes in how fast food places do business, to chains that operate under corporate conglomerates. [Read More]
Page: 1 2 3 4 5 6 7 8 9 10
order food online
Featured Columnists