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Judy Loy

Judy Loy, ChFCâ, is a Registered Investment Advisor and CEO at Nestlerode & Loy Investment Advisors, State College, Pa. A graduate of Penn State University, Loy has been with the firm since 1992, assisting clients with retirement planning, brokerage services and investment advice. She can be reached at [email protected]

Articles by Judy Loy

Judy Loy: What's New for 2013 that will Affect Your Pocketbook
Column
Judy Loy: What's New for 2013 that will Affect Your Pocketbook
377 weeks ago - StateCollege.com - Judy Loy
The Fiscal Cliff was averted at the 11th hour, and many changes take effect in 2013 with more to come in two months. Let’s explore some of the major shifts in contribution limits, gifting and so on that will affect everyone’s pocketbook in this New Year. [Read More]
Judy Loy: What is Rich?
Column
Judy Loy: What is Rich?
383 weeks ago - StateCollege.com - Judy Loy
The votes have been counted and the campaign phone calls are a thing of the past, until the next election. Now the question on taxpayers’ minds is “will the fiscal cliff be fixed before we fall off at the end of this year?” [Read More]
Demystifying bonds Demystifying bonds
387 weeks ago - Centre County Gazette
Recently, I fielded calls about the new Centre County Hospital Authority Bonds to provide financing for the Mount Nittany Medical Center Project. I realized that many people were uncertain about what bonds were all about and how they worked. Investing in bonds can be a sound way to balance your [Read More]
Judy Loy: Demystifying Bonds
Column
Judy Loy: Demystifying Bonds
387 weeks ago - StateCollege.com - Judy Loy
The advantage to investing in bonds is that they are a safer investment vehicle than stocks, although bond returns are often lower than stocks. Purchasing bonds as part of your overall investment portfolio is a good counter to the return fluctuations common in stocks, Judy Loy writes. [Read More]
The basics of estate planning The basics of estate planning
391 weeks ago - Centre County Gazette
In Nov. 2011, there was much speculation in the media regarding Joe Paterno’s sale of his portion of the family home to his wife for $1 in July of that year. There was much fodder that he was trying to protect assets in the event of a lawsuit when in reality he was likely taking the advice of [Read More]
Judy Loy: The Basics of Estate Planning
Column
Judy Loy: The Basics of Estate Planning
391 weeks ago - StateCollege.com - Judy Loy
Estate planning can be a touchy topic to have with parents, family members or even yourself. Yet, as with any financial planning, it is vital to plan ahead for the unexpected and to make sure your goals are met, Judy Loy writes. [Read More]
Judy Loy: Falling Off the Fiscal Cliff
Column
Judy Loy: Falling Off the Fiscal Cliff
395 weeks ago - StateCollege.com - Judy Loy
According to the media, the U.S. could be diving off a "fiscal cliff" that could greatly impact the financial future of all Americans. We reach the edge of this fiscal cliff on Jan. 1, 2013, unless Congress takes action before year-end. [Read More]
Judy Loy: The Punishment Begins and Where Does it End?
Column
Judy Loy: The Punishment Begins and Where Does it End?
399 weeks ago - StateCollege.com - Judy Loy
What will the final tally be to the university, Happy Valley and State College businesses? As with anything to be faced in the future, time will tell. Hopefully, Penn State and our community are taking the right steps to make the future a positive one. [Read More]
Judy Loy: Where is the Middle Class?
Column
Judy Loy: Where is the Middle Class?
405 weeks ago - StateCollege.com - Judy Loy
In short, America needs to find a way to regain its middle class. Social mobility and the American Dream are by far one of the main reasons that our economy and country have been so strong. Finding a way to regain the balance is vital to the country’s health. [Read More]
Judy Loy: Facebook Does a Face Plant
Column
Judy Loy: Facebook Does a Face Plant
409 weeks ago - StateCollege.com - Judy Loy
What do a college student and the CEO of the largest IPO issued in history have in common? They only wear hoodies. [Read More]
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