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State College, PA business news and columns from StateCollege.com

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Cybersecurity for Your Finances Cybersecurity for Your Finances
3 days ago - StateCollege.com - Brittany N. Cox
It’s not uncommon to see a news headline about a data breach at a large company that has the information of nearly every one of us. [Read More]
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Cybersecurity for Your Finances Cybersecurity for Your Finances
3 days ago - StateCollege.com - Brittany N. Cox
It’s not uncommon to see a news headline about a data breach at a large company that has the information of nearly every one of us. [Read More]

Let's Talk About It Let's Talk About It
2 weeks ago - StateCollege.com - Judy Loy
When is it okay to discuss money? I would say it’s OK with close friends if you don’t compare yourself to others. All people have different circumstances, values and incomes, and that’s OK. And there are some key points when it's important to honestly discuss finances with family and advisors [Read More]

A Portfolio for All Seasons A Portfolio for All Seasons
4 weeks ago - StateCollege.com - Brittany N. Cox
Your investment portfolio should be prepared for all seasons. Different sectors of the market perform better than others at different times. Even though they cannot be differentiated by season, it still makes sense to have them coexist in your portfolio to capitalize on opportunities when they arise [Read More]

401k vs. IRA 401k vs. IRA
6 weeks ago - StateCollege.com - Judy Loy
401k plans are synonymous with employer retirement plans. While many types of employer plans exist (Simple IRA, Sep IRA and 403b), most employees call their retirement plan a 401k. Many people wonder if they should contribute to their 401k or an IRA. An IRA is an account setup by an individual with [Read More]

What Is the Inverted Yield Curve, and What Does It Mean for the Economy? What Is the Inverted Yield Curve, and What Does It Mean for the Economy?
8 weeks ago - StateCollege.com - Brittany N. Cox
There have been some turned heads this week about the inverted yield curve. Some of you may be asking what is an inverted yield curve? It is a phenomenon in the bond market in which longer-term interest rates fall below shorter-term interest rates and has historically been a warning sign that a rece [Read More]

The Ins and Outs of a Roth IRA The Ins and Outs of a Roth IRA
10 weeks ago - StateCollege.com - Judy Loy
A Roth IRA is a mirror image of a traditional IRA and the real advantage of a Roth comes in retirement. When you begin pulling, qualified distributions are tax-free. All the growth will never be taxed. [Read More]

The Effects of Inflation The Effects of Inflation
12 weeks ago - StateCollege.com - Brittany N. Cox
It’s hard to read the news in the morning and not see a reference to inflation lately, so I feel it is worthwhile to talk about what inflation is and what it means for us. [Read More]

Facebook Challenges Bitcoin Facebook Challenges Bitcoin
14 weeks ago - StateCollege.com - Judy Loy
Facebook is not aiming low with its currency and said it hopes it will “transform the global economy.” [Read More]

What Are the Core Values of the Companies You Invest In? What Are the Core Values of the Companies You Invest In?
16 weeks ago - StateCollege.com - Brittany N. Cox
Do you know the core values and beliefs of the companies you invest in? You may have heard of responsible investing as it becomes more popular for investors. There are a few philosophies about responsible investing, but the most common one is ESG investing. [Read More]

The Demise of Shopping Malls The Demise of Shopping Malls
18 weeks ago - StateCollege.com - Judy Loy
As with any business area, retail continues to change with online, customization, rental and new players daily. Malls are feeling the pain, and many are no longer a destination for American shoppers. [Read More]

Changing Jobs? Don’t Forget About Your Retirement Plan Changing Jobs? Don’t Forget About Your Retirement Plan
20 weeks ago - StateCollege.com - Brittany N. Cox
With job changes becoming more frequent, it’s important to know what you should do with your employer retirement plan when you change employers. Of course, there are different options to choose from. [Read More]

Understanding Municipal Bonds Understanding Municipal Bonds
22 weeks ago - StateCollege.com - Judy Loy
When discussing investing, many thoughts center on the next hot stock or the latest S&P 500 Index moves. However, if clients are conservative or closer to retirement, fixed income or bonds become a key part of most investors’ allocations. [Read More]

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