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Business Columns

State College, PA business news and columns from StateCollege.com

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Annuities: The Good, the Bad and the Ugly Annuities: The Good, the Bad and the Ugly
1 week ago - StateCollege.com - Judy Loy
Depending on what or who you read, annuities are either the best thing for people in retirement or the worst investment option available. In reality, annuities have gotten a bad rap for several reasons. [Read More]
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Annuities: The Good, the Bad and the Ugly Annuities: The Good, the Bad and the Ugly
1 week ago - StateCollege.com - Judy Loy
Depending on what or who you read, annuities are either the best thing for people in retirement or the worst investment option available. In reality, annuities have gotten a bad rap for several reasons. [Read More]

What to Know for Small Business Retirement Planning What to Know for Small Business Retirement Planning
3 weeks ago - StateCollege.com - Brittany N. Cox
If you find yourself self-employed or owning a small business with no retirement plan, your next step should be to meet with a financial advisor and develop a plan. A small deposit can add up over time and getting started sooner is key. what options are available to entrepreneurs for retirement plan [Read More]

The Future of Business: Blockchain The Future of Business: Blockchain
5 weeks ago - StateCollege.com - Judy Loy
Blockchain technology helped with the emergence of Bitcoin but its potential for business changes is explosive. [Read More]

Is Someone Using Your Child’s Identity? Is Someone Using Your Child’s Identity?
7 weeks ago - StateCollege.com - Brittany N. Cox
The Social Security number of a minor child is highly sought after by identity thieves. Getting their hands on a Social Security number of a minor with no credit history allows them to apply for credit cards, rent homes, or even get government benefits. It could be years before a parent realizes tha [Read More]

Retirement Basics Retirement Basics
9 weeks ago - StateCollege.com - Judy Loy
As pension plans (defined benefit plans) gave way to 401(k) (defined contribution plans), more and more people now depend on investments for their retirement. There are some simple steps to take that can help you towards a successful retirement. [Read More]

Emotional Investing Emotional Investing
11 weeks ago - StateCollege.com - Brittany N. Cox
Market volatility causes many different emotions for investors, including fear, uncertainty and stress. The effect of a short-term decrease in your portfolio’s value can certainly increase your anxiety. This is a natural and understandable reaction. However, we can learn from this emotional experi [Read More]

The Return of Inflation and Rising Interest Rates The Return of Inflation and Rising Interest Rates
13 weeks ago - StateCollege.com - Judy Loy
Inflation is the rise in prices for goods and services and thus the worth of the currency is falling; inflation can also be described as the decline in purchasing power of a currency. A ‘normal’ inflation rate is part of a healthy economy and the Federal Reserve has as one of its three goals, [Read More]

Family Funds Family Funds
15 weeks ago - StateCollege.com - Brittany N. Cox
Many people spend time worrying about what will happen to their money when they pass on and the money moves to their heirs. Should it be in a trust, go through probate in the estate, or something else? Should I name all my kids as beneficiaries on my retirement accounts? Should I move the money to t [Read More]

Italy and the European Economy: A Troubled Beauty Italy and the European Economy: A Troubled Beauty
17 weeks ago - StateCollege.com - Judy Loy
This past month I was lucky enough to join a group of friends for a trip to Italy. My husband, Steve, and I have never been to Europe so it was a trip of a lifetime. My travel made me want to learn more about the economy and government of Italy and their precarious position in the Eurozone. [Read More]

The Seasons of Investing The Seasons of Investing
19 weeks ago - StateCollege.com - Brittany N. Cox
Much like a sporting goods store needs to be prepared for changes in interests and needs that come with fluctuations in weather patterns, your investment portfolio should be prepared for all seasons as well. [Read More]

Yield, Returns, Income and More: Know the Lingo Yield, Returns, Income and More: Know the Lingo
21 weeks ago - StateCollege.com - Judy Loy
I am as guilty of it as anyone. When one has been in any industry for a long time, they speak the lingo. Problems arise when one continues to speak it to people who aren’t in the industry. The results can be confusing. [Read More]

Are You a Record Hoarder or a Document Destroyer? Are You a Record Hoarder or a Document Destroyer?
23 weeks ago - StateCollege.com - Brittany N. Cox
It occurred to me that there are two types of people when it comes to record retention: those who keep every single piece of paper and those who keep nothing. So, what should you keep, how long do you keep it, and how do you organize it? [Read More]

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