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Business Columns

State College, PA business news and columns from StateCollege.com

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Where Are We Now? Where Are We Now?
6 days ago - StateCollege.com - Judy Loy
Due to COVID-19, the United States posted a negative 32.9% annualized rate of GDP for the second quarter of 2020. To put this in perspective, this is the largest drop in U.S. GDP since 1945 (the year World War II ended). In the 2008 “Great Recession,” GDP only dropped 8.4%. Of course, this GDP i [Read More]
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Financial Equality for Women Will Benefit All Financial Equality for Women Will Benefit All
131 weeks ago - StateCollege.com - Judy Loy
Not only is gender equality a matter of eliminating discrimination but it also creates opportunity for countries, companies and the economy. Studies and models suggest that improving gender parity can result in significant economic improvement. [Read More]

Tax Policy Changes and You Tax Policy Changes and You
133 weeks ago - StateCollege.com - Brittany N. Cox
We have already seen impacts of the lower corporate tax rate that is part of the new tax legislation passed in December. In addition to benefiting corporations, the new tax policy will affect individuals in several ways. [Read More]

Don't Let Decision Fatigue Affect Your Finances Don't Let Decision Fatigue Affect Your Finances
135 weeks ago - StateCollege.com - Brittany N. Cox
How many financial decisions do you make in a healthy state of mind? . Be aware of your own decision fatigue. Ask yourself before making any decision concerning your finances if you are in a good state of mind to be making that decision. [Read More]

The Dilemma of Saving for Retirement and Sending Kids to College The Dilemma of Saving for Retirement and Sending Kids to College
137 weeks ago - StateCollege.com - Brittany N. Cox
Saving for retirement and for sending children to college are financial burdens for many Americans. This squeeze creates quite a dilemma – how to fund both? Should I even try to fund both? [Read More]

The End-of-Year Financial Wrap-Up The End-of-Year Financial Wrap-Up
139 weeks ago - StateCollege.com - Brittany N. Cox
This time of year involves a lot of wrapping. With holiday spending in full swing and tax season on its way, you’ll want to include a financial wrap-up, too. [Read More]

Holiday Spending Habits and Potential Pitfalls Holiday Spending Habits and Potential Pitfalls
141 weeks ago - StateCollege.com - Brittany N. Cox
Spending outside your means or creating debt will only create hardships and extra payments in the future. Many holiday shoppers open up credit cards thinking they will pay them off right away or make payments until next year and use those cards again. Then the bills begin to pile up in January and i [Read More]

Tax Reform: The Good, the Bad and the Ugly Tax Reform: The Good, the Bad and the Ugly
143 weeks ago - StateCollege.com - Judy Loy
The “Tax Cuts and Jobs Act,” the one almost known as the “Cut Cut Cut Act,” is the biggest tax reform bill in decades. What’s the good, the bad and the ugly? [Read More]

Your Retirement Options and Their Effects at Tax Time Your Retirement Options and Their Effects at Tax Time
145 weeks ago - StateCollege.com - Brittany N. Cox
According to a study by Bankers Life Center for a Secure Retirement, Americans tend to know more about what the taxes would be for the unlikely chance of hitting the lottery than they know about what the taxes will be on their own IRAs, 401(k)s and Social Security. [Read More]

The Teflon Market The Teflon Market
147 weeks ago - StateCollege.com - Judy Loy
The good news is that secular bull markets, which we seem to be in now, tend to last 18-20 years. But they do have short-term downturns. This one just is more resilient than most and we will see a downturn when we least expect it. It may come from a tweet or an unexpected corner of the world, but it [Read More]

Will Any Sanctions Prove Effective with North Korea? Will Any Sanctions Prove Effective with North Korea?
149 weeks ago - StateCollege.com - Brittany N. Cox
For years, sanctions on North Korea levied by both the United Nations and the United States have done little to slow their nuclear-weapons program. Many believe that the most recent sanctions imposed by President Donald Trump on Sept. 21 have a better chance at working than any before. [Read More]

A Bit About Bitcoin A Bit About Bitcoin
153 weeks ago - StateCollege.com - Brittany N. Cox
Virtual currency is a type of unregulated, digital money which is issued and usually controlled by its developers. It is used and accepted among members of a virtual community. If you haven’t heard of virtual currency, maybe you’ve heard of Bitcoin? [Read More]

Consider Many Factors When Choosing Retirement Plans and Options Consider Many Factors When Choosing Retirement Plans and Options
155 weeks ago - StateCollege.com - Judy Loy
Times certainly have changed with regard to building a secure retirement. Private company pensions are only available at 4 percent of companies, down from 60 percent in the early 1980s [Read More]

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