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Where Are We Now? Where Are We Now?
6 days ago - - Judy Loy
Due to COVID-19, the United States posted a negative 32.9% annualized rate of GDP for the second quarter of 2020. To put this in perspective, this is the largest drop in U.S. GDP since 1945 (the year World War II ended). In the 2008 “Great Recession,” GDP only dropped 8.4%. Of course, this GDP i [Read More]
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Heading into the Season with a Plan Heading into the Season with a Plan
157 weeks ago - - Brittany N. Cox
Our favorite season in Happy Valley is quickly approaching – football season. While social media and the news are flooded with Vegas odds and Heisman candidates, I thought this would be a good time to touch on your financial game plan. [Read More]

Did Technology Kill Inflation? Did Technology Kill Inflation?
159 weeks ago - - Judy Loy
The good news for retirees is that the world is in a low inflationary environment. The main drivers for the continuing low inflation are commodity oversupply and technology. [Read More]

Savings Habits Across Generations Savings Habits Across Generations
161 weeks ago - - Brittany N. Cox
In a time when most Americans are living paycheck-to-paycheck, it is crucial to have a financial plan in place no matter what generation you fall into. [Read More]

Welcome, Mary Jane Welcome, Mary Jane
163 weeks ago - - Judy Loy
Marijuana is big business, as economists expect Pennsylvania’s medical marijuana markets to be worth $150 million in the first year, and the state has already made money on the applications. [Read More]

A Teen’s First Job A Teen’s First Job
165 weeks ago - - Brittany N. Cox
Be sure to educate your teens about spending and savings. I know this is easier said than done. Just as I was educated about what my savings could help with in the future, I hope that my sister will also learn from my experiences and save some cash instead of spending it on trivial things that she d [Read More]

Always a Trade-Off Always a Trade-Off
167 weeks ago - - Judy Loy
Investing and life are a series of trade-offs. Every day we are faced with a series of decisions on how to spend our resources, including time and money. [Read More]

Investing in Your Child’s Future Investing in Your Child’s Future
169 weeks ago - - Brittany N. Cox
It’s no surprise that college tuition rates are increasing. Tuition hikes have outpaced inflation by a large margin. The key to being prepared for these expenses, like any other financial goal, is early planning. [Read More]

The Economy of Dogs The Economy of Dogs
171 weeks ago - - Judy Loy
The cost of owning a pet is high and so is the time that is needed. The cost of dog breeds varies by size, type and desires, but a recent study estimates the average lifetime cost of raising a dog is $23,410. [Read More]

My House Is a Time Machine My House Is a Time Machine
173 weeks ago - - Dan Nestlerode
I have reluctantly arrived at the downsizing phase of life, and I am amazed by the timeline of technological development that my collection embodies. Technologies arrive and are supplanted with better, faster and cheaper methods which are then supplanted by even better technology. [Read More]

The Persistence of Change The Persistence of Change
175 weeks ago - - Judy Loy
Change keeps coming at home and abroad — governmentally, economically and technologically. [Read More]

The Bannon Lesson in Consequences The Bannon Lesson in Consequences
177 weeks ago - - Dan Nestlerode
Michael Bender, a writer for the Wall Street Journal, recently wrote a piece on the Bannon family and some of the experiences that galvanized their economic thinking and that may well be shaping current national economic policies. [Read More]

Should I Use a Financial Advisor? Should I Use a Financial Advisor?
179 weeks ago - - Judy Loy
Before you decide to “do it yourself,” consider your options among advisors and varying levels of assistance. If you decide a financial advisor is the right thing for you, decide what your top priorities are and find an advisor who fits you. [Read More]

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