Tom King

It’s a lesson we learn at an early age, whether we realize it or not. Look both ways before you cross the street. Brush your teeth. Put on sunscreen. Don’t swim 20 minutes after you eat. Every day we make seemingly small decisions that ultimately boil down to managing risks, even though we don’t call…

As a new school year begins, now is a good time to refresh your understanding of qualified expenses for your education savings accounts. 529 plans are valuable education savings tools – they allow you to invest after-tax dollars in an account that will grow tax-deferred and can be distributed tax-free for qualified expenses. However, it’s important to…

Discerning investors know that volatility comes with the territory. As we all feel right now, U.S. stock indices can experience wide-ranging swings. While not exactly comforting in your retirement years, those who recognize that the zigs and zags for a specified portion of your overall portfolio are par for the course, can harness that momentum…

Risk is inherent in investing, and it comes in an array of forms. Since risk and reward go hand in hand, understanding each major type of risk you face, especially in your retirement years, is crucial to your success as an investor. Perhaps most important is managing your risk appropriately, which is an ongoing process…

Although investing can seem pretty complicated, the success of your portfolio strategy should really be judged by a simple question: What do you want your financial plan to accomplish? For most of us, the answer will begin with foundational goals such as capital preservation and a secure retirement with enough money coming in to take…

Tax filing season is underway, and many working Americans are already receiving their refunds —but what happens if you were expecting to break even or receive a refund and are facing a bill instead? First, stay calm and investigate by discussing with your accountant. Have you included every deduction? Has anything changed since filing last year?…

In many ways, an extra dollar can put a smile on your face, say when you find it in your car’s coin cubby just as you roll through a drive-thru with a dollar menu. Or perhaps if you find one at the bottom of your purse when you pass someone in need. Uncle Sam likes…