Thursday, January 21, 2021
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Judy Loy

Judy Loy, ChFCâ, is a Registered Investment Advisor and CEO at Nestlerode & Loy Investment Advisors, State College, Pa. A graduate of Penn State University, Loy has been with the firm since 1992, assisting clients with retirement planning, brokerage services and investment advice. She can be reached at

What Inflation?

Business Columns

Why is inflation important to you? Inflation lowers the buying power of your money. You may live comfortably on $75,000 now but even in 10 years (18 years is the average time in retirement) with the current low interest rates, you would need $89,475 to purchase the same things (based on inflation fr

Finally, Some Good News

Business Columns

Finally, some good news in 2020. The Steelers are still undefeated as of this writing, two pharmaceuticals are reporting successful COVID-19 vaccine results and the election is over (well, everything but the lawsuits). The stock markets are reacting favorably, although I do not think the Steelers’