Judy Loy

Judy Loy, ChFCÃ¢, is a Registered Investment Advisor and CEO at Nestlerode & Loy Investment Advisors, State College, Pa. A graduate of Penn State University, Loy has been with the firm since 1992, assisting clients with retirement planning, brokerage services and investment advice. She can be reached at [email protected].

529 Plan Options: What to Know About Benefits and Drawbacks

Columns

April 7, 2024Judy Loy

Americans have expected the next generation to have better lives than them throughout our history. Overall, it’s been true, with each generation creating more wealth and opportunities. For this and […]

The Economic Outlook for 2024

Business

December 17, 2023Judy Loy

The U.S. Federal Reserve gave investors a nice Christmas present this past week. The Federal Reserve, headed by Jerome Powell, meets eight times a year, usually every six weeks. On […]

For High Earners, 401k Tax Benefits

Business

August 27, 2023Judy Loy

The Secure Act 2.0 of 2022 provided changes to retirement savings, some good, some bad. Starting in 2024, older, high-income earners are losing a tax-advantage. To help older workers catch […]

Good Debt, Bad Debt

Business

June 4, 2023Judy Loy

Over the past year, interest rates have increased due to the Federal Reserve’s tightening. Their goal is to cut inflation to 2% and to do so, they are slowing the […]

The Value of the Greenback

Business

May 7, 2023Judy Loy

The U.S. dollar, or “greenback” in slang, is the reserve currency for the world and has been for over 60 years. However, what does being a reserve currency mean? To […]

What to Make of Recent Bank Crises

Columns

April 9, 2023Judy Loy

In my 30-plus years as an advisor, 2008 was an auspicious year. Dan Nestlerode stepped down as CEO of Nestlerode & Loy, Inc. and I took over the helm of […]