As with any business area, retail continues to change with online, customization, rental and new players daily. Malls are feeling the pain, and many are no longer a destination for American shoppers. [Read More]
As with any business area, retail continues to change with online, customization, rental and new players daily. Malls are feeling the pain, and many are no longer a destination for American shoppers. [Read More]
With job changes becoming more frequent, it’s important to know what you should do with your employer retirement plan when you change employers. Of course, there are different options to choose from. [Read More]
When discussing investing, many thoughts center on the next hot stock or the latest S&P 500 Index moves. However, if clients are conservative or closer to retirement, fixed income or bonds become a key part of most investors’ allocations. [Read More]
With the recent launches of Zoom, Pinterest and Lyft, there has been a lot of news about stock IPOs. An initial public offering, or IPO, of a stock is a company’s first sale of stock to the public. Before there is an IPO, a company is considered private. [Read More]
Do I believe that income inequality is harming America? Yes. I believe this comes from the changing business climate rather than capitalism. My belief and hope are that the cry for socialism is a cry for a reworking of American capitalism. [Read More]
More than half of all U.S. adults collectively will spend approximately $50 billion each year in hopes of getting rich. Many of us look at the lottery as just one of those leisurely things we do in hopes to win a few extra dollars. But, for some folks, who often don’t have much discretionary incom [Read More]
When planning for retirement, it is important to consider all sources of income. There are three sources of income throughout life: social capital, human capital and financial capital. [Read More]
Typically, when people see the news of a buyback, they associate it as a negative action by the company. However, stock buybacks happen for many reasons and some of those reasons could be beneficial to the company. [Read More]
The Pew Research Center has now turned their focus to Generation Z after nearly a decade of research focused on the millennial generation. Many studies find that this generation could change the workforce and the way we all work together. [Read More]
You may think being an advisor is all about numbers, growth and investments. It is certainly that, but it’s also a lot more. The realization hits home when the couple you have advised for more than a decade comes to their retirement date. The work, the savings and the plans come together to create [Read More]
I decided a few days before the storm that it would be a good time to find a snow suit for my 4-year-old daughter. It turned into a daunting task since apparently everyone else had the same thought. That made me wonder, how does a snowstorm affect the economy?
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According to a Fidelity Investment survey, nearly one third of Americans have a money-related resolutions for 2019. The beginning of the year is a good time to start planning out your finances for the coming year. Do you have a budget? Rainy day savings? Adequate retirement contributions? I like to [Read More]
