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State College, PA business news and columns from StateCollege.com

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What Is the Inverted Yield Curve, and What Does It Mean for the Economy? What Is the Inverted Yield Curve, and What Does It Mean for the Economy?
1 week ago - StateCollege.com - Brittany N. Cox
There have been some turned heads this week about the inverted yield curve. Some of you may be asking what is an inverted yield curve? It is a phenomenon in the bond market in which longer-term interest rates fall below shorter-term interest rates and has historically been a warning sign that a rece [Read More]
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What Is the Inverted Yield Curve, and What Does It Mean for the Economy? What Is the Inverted Yield Curve, and What Does It Mean for the Economy?
1 week ago - StateCollege.com - Brittany N. Cox
There have been some turned heads this week about the inverted yield curve. Some of you may be asking what is an inverted yield curve? It is a phenomenon in the bond market in which longer-term interest rates fall below shorter-term interest rates and has historically been a warning sign that a rece [Read More]
The Ins and Outs of a Roth IRA The Ins and Outs of a Roth IRA
3 weeks ago - StateCollege.com - Judy Loy
A Roth IRA is a mirror image of a traditional IRA and the real advantage of a Roth comes in retirement. When you begin pulling, qualified distributions are tax-free. All the growth will never be taxed. [Read More]
The Effects of Inflation The Effects of Inflation
5 weeks ago - StateCollege.com - Brittany N. Cox
It’s hard to read the news in the morning and not see a reference to inflation lately, so I feel it is worthwhile to talk about what inflation is and what it means for us. [Read More]
Facebook Challenges Bitcoin Facebook Challenges Bitcoin
7 weeks ago - StateCollege.com - Judy Loy
Facebook is not aiming low with its currency and said it hopes it will “transform the global economy.” [Read More]
What Are the Core Values of the Companies You Invest In? What Are the Core Values of the Companies You Invest In?
9 weeks ago - StateCollege.com - Brittany N. Cox
Do you know the core values and beliefs of the companies you invest in? You may have heard of responsible investing as it becomes more popular for investors. There are a few philosophies about responsible investing, but the most common one is ESG investing. [Read More]
The Demise of Shopping Malls The Demise of Shopping Malls
11 weeks ago - StateCollege.com - Judy Loy
As with any business area, retail continues to change with online, customization, rental and new players daily. Malls are feeling the pain, and many are no longer a destination for American shoppers. [Read More]
Changing Jobs? Don’t Forget About Your Retirement Plan Changing Jobs? Don’t Forget About Your Retirement Plan
13 weeks ago - StateCollege.com - Brittany N. Cox
With job changes becoming more frequent, it’s important to know what you should do with your employer retirement plan when you change employers. Of course, there are different options to choose from. [Read More]
Understanding Municipal Bonds Understanding Municipal Bonds
15 weeks ago - StateCollege.com - Judy Loy
When discussing investing, many thoughts center on the next hot stock or the latest S&P 500 Index moves. However, if clients are conservative or closer to retirement, fixed income or bonds become a key part of most investors’ allocations. [Read More]
What Going Public Means for Businesses and Investors What Going Public Means for Businesses and Investors
17 weeks ago - StateCollege.com - Brittany N. Cox
With the recent launches of Zoom, Pinterest and Lyft, there has been a lot of news about stock IPOs. An initial public offering, or IPO, of a stock is a company’s first sale of stock to the public. Before there is an IPO, a company is considered private. [Read More]
American Capitalism: To Be or Not to Be American Capitalism: To Be or Not to Be
19 weeks ago - StateCollege.com - Judy Loy
Do I believe that income inequality is harming America? Yes. I believe this comes from the changing business climate rather than capitalism. My belief and hope are that the cry for socialism is a cry for a reworking of American capitalism. [Read More]
Don’t Bet on the Lottery to Fund Your Retirement Don’t Bet on the Lottery to Fund Your Retirement
21 weeks ago - StateCollege.com - Brittany N. Cox
More than half of all U.S. adults collectively will spend approximately $50 billion each year in hopes of getting rich. Many of us look at the lottery as just one of those leisurely things we do in hopes to win a few extra dollars. But, for some folks, who often don’t have much discretionary incom [Read More]
Understand the Different Types of Income When Planning for Retirement Understand the Different Types of Income When Planning for Retirement
23 weeks ago - StateCollege.com - Judy Loy
When planning for retirement, it is important to consider all sources of income. There are three sources of income throughout life: social capital, human capital and financial capital. [Read More]
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