Business Columns
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The New ‘Normal’
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Adding to the discomfort, there are some things you can’t control. The stock market is one of them. Stocks are a leading indicator, which is an economic factor that changes before the rest of the economy begins to go in a particular direction. Leading indicators help market observers and policymak
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Fear Leads to Economic Disruption
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By Judy Loy Registered Investment Advisor, ChFC® and CEO of Nestlerode & Loy, Inc. Store shelves are clear of toilet paper and hand sanitizer. In one day, the stock […]
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What’s for Dinner? The Big Business of Food Service Continues to Evolve
in Business Columns, Business News, Columns, Community & Entertainment, Local News, Other, State College, StateCollege.com—
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The restaurant industry has also gone through a transition from the rise of food service at convenience store, to changes in how fast food places do business, to chains that operate under corporate conglomerates.
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Bonds 101
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We often talk about bonds and fixed income but don’t elaborate. People were uncertain about what bonds were all about and how they worked. They just think as they get older, they need more of them in their portfolios, usually through bond mutual funds.
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A Financial Legacy
in Business Columns, Columns, Community & Entertainment, Local News, State College, StateCollege.com—
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When people think of a financial legacy, they believe working with an attorney on an estate plan will suffice. The reality is much more complicated. Many people, from young to old, dislike talking about money but talking and educating yourself and your family and friends about your wishes and values
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Financial Changes to Know About for 2020
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It’s no surprise that the world around us is changing at a rapid pace, and according to Money.com, more than two-thirds of Americans want to start 2020 with a better financial footing. As we turn the page to a new year and new decade, I thought we should discuss some of the financial changes to…
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HAL 2025
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We are only in the first phases of the AI progression in 2019. As we approach the next decade, what can we expect from it over the next 20-plus years?
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The Year-End Financial Wrap-Up
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This time of year involves a lot of wrapping. We are wrapping gifts, wrapping up the year, and even wrapping up a decade. With holiday spending in full swing and tax season on its way, you’ll want to include a financial wrap-up, too. Doing this before the end of the year gives you the chance…
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Music to Your Ears
in Business Columns, Columns, Community & Entertainment, Local News, State College, StateCollege.com—
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Just like my musical tastes, a lot has changed in the music industry through the years. When I first listened to music, I would throw a vinyl record (LP) on and listen to it from start to finish. The album was king. Album sales in 1978 were $14.6 billion, with 63.7% coming through sales of…
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Black Friday Finances
in Business Columns, Business News, Columns, Community & Entertainment, Local News, Other, State College, StateCollege.com—
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From a financial perspective, holiday shopping accounts for more than a quarter of annual U.S. retail sales so it’s easy to see why businesses like to get the season started so soon. Walmart started its sales on October 25, the earliest they ever have.