Business Columns
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The Cost and Benefits of Capitalism
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At the beginning of 2022, a Pew Research survey found that 78% of the U.S. population is dissatisfied with the way things are going in our country. In a March 2022 Gallup Poll, only 24% of Americans said they were satisfied with the way things are currently going in the U.S. The positive high for…
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Where Are All the Workers?
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The rumors were the labor market was suffering from a shortage of workers because of the additional unemployment compensation paid due to the COVID-19 pandemic. Extended unemployment benefits ended for everyone on Sept. 5, 2021, so economists and others believed the labor market would rebound after the extra $300 a week expired. Schools were back…
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The Basics of Mutual Funds and ETFs
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In my last article, I gave an overview of stocks and fixed income/bonds. In this article, I will give an overview of mutual funds and exchange-traded funds (ETFs). Mutual funds and ETFs contain other investments inside of them.
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Inflation: What Is It and Should We Worry?
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While the economy, earnings and employment show positive movement, demand is up but the shortage of supplies is leading to higher prices.
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4 Financially Awkward Questions
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In an age when you can Google anything, we often feel pressure to know all the answers — which means asking certain things can make you feel a bit embarrassed. That’s why we’ve gathered four common financially awkward questions (or FAQs, if you will) people are afraid to utter out loud. What’s the difference between…
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Good Economic News Keeps Coming
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The continuing climb of the stock markets, strong manufacturing growth, a hiring surge and declining unemployment are all positive signs for the economy.
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Setting and Changing Financial Goals
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By Judy LoyRegistered Investment Advisor, ChFC®, RICP® and CEO of Nestlerode & Loy, Inc. For financial planning, many individuals and families have short- and long-term goals that can compete for money and time. In addition, everyone’s goals are different and changing. Some families have children they wish to put through college without loans and others…
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Tune in to Levels of Control for Your Retirement
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We have found that many retirees — even those who’ve planned and saved well for decades — harbor a distant fear that their money may not last as long as needed. When it comes to your retirement income, knowing what you can control and by how much may help you rein in fear of “running…
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The Legend of Robinhood and GameStop
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By Judy Loy, Registered Investment Advisor, ChFC®, RICP® and CEO of Nestlerode & Loy, Inc. The 2021 stock market has had more drama than all the “Real Housewives” franchises put together, and that is saying something given the Salt Lake City addition. I will go through some extremely complicated matters in this article and will…
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Ready for Retirement? Consider All the Factors First
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It’s crucial that would-be retirees invest in their social, physical and psychological needs as well as their financial ones. And that takes planning.