Business Columns
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Is Someone Using Your Child’s Identity?
in Business Columns, Business News, Community & Entertainment, Local News, Other, State College, StateCollege.com—
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The Social Security number of a minor child is highly sought after by identity thieves. Getting their hands on a Social Security number of a minor with no credit history allows them to apply for credit cards, rent homes, or even get government benefits. It could be years before a parent realizes tha
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Retirement Basics
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As pension plans (defined benefit plans) gave way to 401(k) (defined contribution plans), more and more people now depend on investments for their retirement. There are some simple steps to take that can help you towards a successful retirement.
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Emotional Investing
in Business Columns, Columns, Community & Entertainment, Local News, State College, StateCollege.com—
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Market volatility causes many different emotions for investors, including fear, uncertainty and stress. The effect of a short-term decrease in your portfolio’s value can certainly increase your anxiety. This is a natural and understandable reaction. However, we can learn from this emotional experi
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The Return of Inflation and Rising Interest Rates
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Inflation is the rise in prices for goods and services and thus the worth of the currency is falling; inflation can also be described as the decline in purchasing power of a currency. A ‘normal’ inflation rate is part of a healthy economy and the Federal Reserve has as one of its three goals,
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Family Funds
in Business Columns, Columns, Community & Entertainment, Local News, State College, StateCollege.com—
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Many people spend time worrying about what will happen to their money when they pass on and the money moves to their heirs. Should it be in a trust, go through probate in the estate, or something else? Should I name all my kids as beneficiaries on my retirement accounts? Should I move the money…
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Italy and the European Economy: A Troubled Beauty
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This past month I was lucky enough to join a group of friends for a trip to Italy. My husband, Steve, and I have never been to Europe so it was a trip of a lifetime. My travel made me want to learn more about the economy and government of Italy and their precarious position…
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The Seasons of Investing
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Much like a sporting goods store needs to be prepared for changes in interests and needs that come with fluctuations in weather patterns, your investment portfolio should be prepared for all seasons as well.
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Yield, Returns, Income and More: Know the Lingo
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I am as guilty of it as anyone. When one has been in any industry for a long time, they speak the lingo. Problems arise when one continues to speak it to people who aren’t in the industry. The results can be confusing.
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Are You a Record Hoarder or a Document Destroyer?
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It occurred to me that there are two types of people when it comes to record retention: those who keep every single piece of paper and those who keep nothing. So, what should you keep, how long do you keep it, and how do you organize it?
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The Fall and Rise of Financials
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Many positives are coming for the financial sector. The question is whether they can navigate successfully for higher earnings and margins without the risk of overextending themselves into another crisis.