Business Columns
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Holiday Spending Habits and Potential Pitfalls
in Business Columns, Columns, Community & Entertainment, Local News, State College, StateCollege.com—
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Spending outside your means or creating debt will only create hardships and extra payments in the future. Many holiday shoppers open up credit cards thinking they will pay them off right away or make payments until next year and use those cards again. Then the bills begin to pile up in January and i
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Tax Reform: The Good, the Bad and the Ugly
in Business Columns, Business News, Columns, Local News, Other, Political News, Politics, State College, StateCollege.com—
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The “Tax Cuts and Jobs Act,” the one almost known as the “Cut Cut Cut Act,” is the biggest tax reform bill in decades. What’s the good, the bad […]
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Your Retirement Options and Their Effects at Tax Time
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According to a study by Bankers Life Center for a Secure Retirement, Americans tend to know more about what the taxes would be for the unlikely chance of hitting the lottery than they know about what the taxes will be on their own IRAs, 401(k)s and Social Security.
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The Teflon Market
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The good news is that secular bull markets, which we seem to be in now, tend to last 18-20 years. But they do have short-term downturns. This one just is more resilient than most and we will see a downturn when we least expect it. It may come from a tweet or an unexpected corner…
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Will Any Sanctions Prove Effective with North Korea?
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For years, sanctions on North Korea levied by both the United Nations and the United States have done little to slow their nuclear-weapons program. Many believe that the most recent sanctions imposed by President Donald Trump on Sept. 21 have a better chance at working than any before.
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A Bit About Bitcoin
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Virtual currency is a type of unregulated, digital money which is issued and usually controlled by its developers. It is used and accepted among members of a virtual community. If you haven’t heard of virtual currency, maybe you’ve heard of Bitcoin?
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Consider Many Factors When Choosing Retirement Plans and Options
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Times certainly have changed with regard to building a secure retirement. Private company pensions are only available at 4 percent of companies, down from 60 percent in the early 1980s
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Heading into the Season with a Plan
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Our favorite season in Happy Valley is quickly approaching – football season. While social media and the news are flooded with Vegas odds and Heisman candidates, I thought this would be a good time to touch on your financial game plan.
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Did Technology Kill Inflation?
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The good news for retirees is that the world is in a low inflationary environment. The main drivers for the continuing low inflation are commodity oversupply and technology.
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Savings Habits Across Generations
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In a time when most Americans are living paycheck-to-paycheck, it is crucial to have a financial plan in place no matter what generation you fall into.