Judy Loy
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The Psychology of Investing
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The old stock tip, “buy low, sell high,” sounds so easy; however, individuals find it hard to hold, let alone buy, through a downturn. To avoid discomfort, investors may sell for fear of further losses. Many studies show investing and emotion go hand in hand. I am getting many calls and emails from clients concerned…
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What Is the Market’s Problem?
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Stocks rebounded after the March 2020 pandemic recession. When the world shutdown economic activity (everything but essential businesses), the potential fallout sent the stock market in a swift downturn. On March 9, 2020 the Dow fell 7.79%; on March 12, it fell 9.99%; and then on March 16, it fell 12.9%. Three of the worst…
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The Electric Vehicle Revolution Is on Its Way
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We have all heard of them and seen them on the roads: electric vehicles. Prius, Tesla (TSLA) and Bolt are the cars that I spot the most on the roads. Electric vehicles (EV) only accounted for about 9% of the new cars sold in 2021 but Morningstar research suggests two out of three cars sold…
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Just What Is the Metaverse?
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You know a new technology is important when one of the biggest companies in America changes its name to reflect the new product. In October 2021, the company formerly known as Facebook (FB) changed its name to Meta (FB) to reflect its changing focus. The name Meta refers to the metaverse. Meta (FB) may have…
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The Fed Is Stuck Between a Rock and a Hard Place
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The Federal Reserve is having a tough time deciding on the best path forward. As with everyone, I am sure Fed Chairman Jerome Powell wishes he had a crystal ball that worked. In a long-ago article, I explained the function of the Fed and I will do a short synopsis here to help explain their…
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Where Are All the Workers?
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The rumors were the labor market was suffering from a shortage of workers because of the additional unemployment compensation paid due to the COVID-19 pandemic. Extended unemployment benefits ended for everyone on Sept. 5, 2021, so economists and others believed the labor market would rebound after the extra $300 a week expired. Schools were back…
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Uncertainty Surrounds Chinese Stocks
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Our markets have been on an uptrend with very little volatility since the “pandemic recession” of March 2020. So far this year, the S&P 500 is up significantly and showed no signs of stopping until September. (Not to mention, historically, September has the worst track record of any month.) Volatility returned in September, with the…
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ESG Is Becoming a More Mainstream Consideration for Investors
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In the past, socially responsible investing consisted of investments that did not make money from tobacco, weapons or alcohol, the so-called sin stocks. The main aim of sustainable investing was to avoid companies that involved themselves in questionable practices, including harming the environment. Certainly, this still applies today. However, sustainable investing has progressed further where investments…
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Gift Now or Inherit Later?
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Many people have saved all their lives to enjoy their retirement. Many retirees and workers also plan to leave an inheritance. For some, the big question is whether to gift to charities or family in their lifetimes. The other question is whether it is best to gift a security out of your estate.
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The Basics of Mutual Funds and ETFs
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In my last article, I gave an overview of stocks and fixed income/bonds. In this article, I will give an overview of mutual funds and exchange-traded funds (ETFs). Mutual funds and ETFs contain other investments inside of them.