Judy Loy
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The Basics of Investments
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With the disappearance of pensions, people are becoming more dependent on their investments for their retirement. Understanding the basics for investing your 401k, SIMPLE IRA or Roth IRA is important. I am going to review some basics but not all investments are right for everyone.
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Inflation: What Is It and Should We Worry?
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While the economy, earnings and employment show positive movement, demand is up but the shortage of supplies is leading to higher prices.
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Good Economic News Keeps Coming
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The continuing climb of the stock markets, strong manufacturing growth, a hiring surge and declining unemployment are all positive signs for the economy.
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Setting and Changing Financial Goals
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By Judy LoyRegistered Investment Advisor, ChFC®, RICP® and CEO of Nestlerode & Loy, Inc. For financial planning, many individuals and families have short- and long-term goals that can compete for money and time. In addition, everyone’s goals are different and changing. Some families have children they wish to put through college without loans and others…
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The Legend of Robinhood and GameStop
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By Judy Loy, Registered Investment Advisor, ChFC®, RICP® and CEO of Nestlerode & Loy, Inc. The 2021 stock market has had more drama than all the “Real Housewives” franchises put together, and that is saying something given the Salt Lake City addition. I will go through some extremely complicated matters in this article and will…
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Get to Know the Basics of Retirement Accounts
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Each retirement type differs in options, withdrawals and costs so it is important to know these when deciding on rollovers or transfers to an IRA or other plan.
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What Inflation?
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Why is inflation important to you? Inflation lowers the buying power of your money. You may live comfortably on $75,000 now but even in 10 years (18 years is the average time in retirement) with the current low interest rates, you would need $89,475 to purchase the same things (based on inflation fr
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Finally, Some Good News
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Finally, some good news in 2020. The Steelers are still undefeated as of this writing, two pharmaceuticals are reporting successful COVID-19 vaccine results and the election is over (well, everything but the lawsuits). The stock markets are reacting favorably, although I do not think the Steelers’
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When It Comes to the Markets, Ignore Temporary Drama and Focus on the Long-Term
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With all the uncertainty, what are people most concerned about with their portfolios? Two words: the election. How important is it to our economy and the markets?
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The Path for Women
in Business Columns, Business News, Columns, Community & Entertainment, Local News, Other, State College, StateCollege.com—
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With the passing of Ruth Bader Ginsburg, I was reminded how far women have come with rights and finances. It seemed like a good time to review and refresh how far we have come and what still needs to be done.