Judy Loy
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Yield, Returns, Income and More: Know the Lingo
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I am as guilty of it as anyone. When one has been in any industry for a long time, they speak the lingo. Problems arise when one continues to speak it to people who aren’t in the industry. The results can be confusing.
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The Fall and Rise of Financials
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Many positives are coming for the financial sector. The question is whether they can navigate successfully for higher earnings and margins without the risk of overextending themselves into another crisis.
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How Will Rising Interest Rates Affect Families and Businesses?
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Improving economic conditions and lower unemployment have led to the FOMC raising the federal funds target rate by 25 basis points (added .25 percent to previous estimates) to a range of 1.50 percent to 1.75 percent this month. The Fed expects to increase rates another three times this year and thr
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Rediscovering Volatility
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For those following the stock markets in 2018, market volatility has returned with a vengeance. The past several years of calm uptrend was abnormal and now we are back to the way equity markets are supposed to be. Stocks have risk and that’s why they have higher rewards.
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Financial Equality for Women Will Benefit All
in Business Columns, Columns, Community & Entertainment, Local News, State College, StateCollege.com—
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Not only is gender equality a matter of eliminating discrimination but it also creates opportunity for countries, companies and the economy. Studies and models suggest that improving gender parity can result in significant economic improvement.
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Tax Reform: The Good, the Bad and the Ugly
in Business Columns, Business News, Columns, Local News, Other, Political News, Politics, State College, StateCollege.com—
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The “Tax Cuts and Jobs Act,” the one almost known as the “Cut Cut Cut Act,” is the biggest tax reform bill in decades. What’s the good, the bad and the ugly? Trump promised tax reform in his campaign and while the House proposal doesn’t put forth all his ideas, it does make…
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The Teflon Market
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The good news is that secular bull markets, which we seem to be in now, tend to last 18-20 years. But they do have short-term downturns. This one just is more resilient than most and we will see a downturn when we least expect it. It may come from a tweet or an unexpected corner…
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Hurricanes and Conscious Capitalism
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In the wake of Hurricanes Harvey and Irma, I saw many examples of companies ignoring the bottom line to help citizens survive, escape or rebuild. This is socially responsible capitalism at its best.
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Consider Many Factors When Choosing Retirement Plans and Options
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Times certainly have changed with regard to building a secure retirement. Private company pensions are only available at 4 percent of companies, down from 60 percent in the early 1980s
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Did Technology Kill Inflation?
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The good news for retirees is that the world is in a low inflationary environment. The main drivers for the continuing low inflation are commodity oversupply and technology.