Judy Loy
-
Welcome, Mary Jane
in Business Columns, Business News, Columns, Health News, Local News, Other, State College, StateCollege.com—
by
Marijuana is big business, as economists expect Pennsylvania’s medical marijuana markets to be worth $150 million in the first year, and the state has already made money on the applications.
-
Always a Trade-Off
—
by
Investing and life are a series of trade-offs. Every day we are faced with a series of decisions on how to spend our resources, including time and money.
-
The Economy of Dogs
—
by
The cost of owning a pet is high and so is the time that is needed. The cost of dog breeds varies by size, type and desires, but a recent study estimates the average lifetime cost of raising a dog is $23,410.
-
The Persistence of Change
—
by
Change keeps coming at home and abroad — governmentally, economically and technologically.
-
Should I Use a Financial Advisor?
—
by
I debated writing this particular column as it seems rather self-serving: a financial advisor telling you why you should use a financial advisor. It seems like the basic concept is a conflict of interest, but I’m not sure people actually realize what we bring to the table. Before you decide to “do it yourself,” consider…
-
You’re Retiring. Now What?
—
by
For decades, financial planning has concentrated on preparing and saving for retirement. With the ongoing elimination of pension plans, this generation has become more responsible for their own golden years. With 401k and Individual Retirement Accounts being the majority of the Baby Boomer generatio
-
What the Markets Expect from a Trump Presidency
—
by
It has been more than a month since the surprise results of the presidential election, and since Election Day the S&P 500 is up 3 percent, with many sectors gaining traction based on planned policies. President-elect Donald Trump may not be everyone’s cup of tea but so far the U.S. stock market is
-
Instant Gratification and Long-Term Results
—
by
Our society has become one of instant gratification. The first place there may be imbalance is in spending and saving. The financial planner we use pulls together the here-and-now (net worth) and the future spending needs in retirement, college or for other financial goals.
-
What to Do Before Year-End?
—
by
The last quarter of the year brings fall, winter, Thanksgiving and Christmas. Besides the change of seasons and holiday celebrations, people can do several things to save themselves taxes in 2016 or set themselves up for a successful 2017.
-
Too Much of a Good Thing?
—
by
The Nifty Fifty and the dot-com bubble illustrate the need for diversification and avoiding the lemming effect of everyone going into the same stocks. What is so different with the index funds universe?